Treating critical illness proactively is a strategy that can reduce health care costs. As a broker you have a responsibility to ensure that all of your employees receive the care they need to treat their critical illnesses. Insurance costs are rising each year and when you are dealing with a person who is facing chronic illness they may become uninsurable. Aggressive, proactive, disease management can often minimize a catastrophic health event or hospitalization.
A person facing a bleeding disorder usually reaches their lifetime insurance cap before the age of 20. Because most people are not receiving proactive care they are being forced to wait until a catastrophic event happens that ends up costing them an average of 3-5 million dollars per hospital stay. By providing managed care you can actually lower your insurance costs and provide better care for people facing bleeding disorders.
